| 2015 | CDVE | Evaluating a Micro-payment System for Mobile Electronic Commence. | Xiaodi Huang, Xiaoling Dai, Edwin Singh, Weidong Huang |
| 2015 | ICWS | WSWalker: A Random Walk Method for QoS-Aware Web Service Recommendation. | Mingdong Tang, Xiaoling Dai, Buqing Cao, Jianxun Liu |
| 2009 | IIWAS | Portal-netpay micro-payment system for non-micro-payment vendors. | Shymal Chandra, Xiaoling Dai |
| 2009 | IIWAS | BulaPay: a web-service based third-party payment system for e-commerce in South Pacific Islands. | Weiqiang Liang, Xiaoling Dai |
| 2006 | PDCAT | Off-Line Micro-Payment Protocol for Multiple Vendors in Mobile Commerce. | Xiaoling Dai, Oluwatomi Ayoade, John C. Grundy |
| 2005 | ICDCIT | Off-Line Micro-payment System for Content Sharing in P2P Networks. | Xiaoling Dai, John C. Grundy |
| 2004 | CIS | Three Integration Methods for a Component-Based NetPay Vendor System. | Xiaoling Dai, John C. Grundy |
| 2004 | SEKE | Software Architecture Modelling and Performance Analysis with Argo/MTE. | Yuhong Cai, John C. Grundy, John G. Hosking, Xiaoling Dai |
| 2004 | WISE | Three Kinds of E-wallets for a NetPay Micro-Payment System. | Xiaoling Dai, John C. Grundy |
| 2003 | APWEB | Architecture for a Component-Based, Plug-In Micro-payment System. | Xiaoling Dai, John C. Grundy |