| 1997 | Towards Multiple-Payment Schemes for Digital Money. | Henning Pagnia, Ralph Jansen |
| 1997 | An Attorney's Roadmap to the Digital Signature Guidelines. | Charles R. Merrill |
| 1997 | Anonymous Networking and Virtual Intranets: Tools for Anonymous Corporations. | Jim McCoy |
| 1997 | Fault Induction Attacks, Tamper Resistance, and Hostile Reverse Engineering in Perspective. | David Paul Maher |
| 1997 | Evaluating the Security of Electronic Money. | Simon L. Lelieveldt |
| 1997 | Single-Chip Implementation of a Cryptosystem for Financial Applications. | Nikolaus Lange |
| 1997 | Strategic Tasks for Government in the Information Age. | Paul Lampru |
| 1997 | Highly Scalable On-line Payments Via Task Decoupling. | David W. Kravitz |
| 1997 | An Efficient Micropayment System Based on Probabilistic Polling. | Stanislaw Jarecki, Andrew M. Odlyzko |
| 1997 | Applying Anti-Trust Policies to Increase Trust in a Versatile E-Money System. | Markus Jakobsson, Moti Yung |
| 1997 | Some Critical Remarks on "Dynamic Data Authentication" as Specified in EMV'96. | Louis C. Guillou |
| 1997 | Using Electronic Markets to Achieve Efficient Task Distribution. | Ian Grigg, Christopher C. Petro |
| 1997 | The Gateway Security Model in the Java Electronic Commerce Framework. | Theodore C. Goldstein |
| 1997 | How to Make Personalized Web Browising Simple, Secure, and Anonymous. | Eran Gabber, Phillip B. Gibbons, Yossi Matias, Alain J. Mayer |
| 1997 | Digital Signatures Today. | A. Michael Froomkin |
| 1997 | Auditable Metering with Lightweight Security. | Matthew K. Franklin, Dahlia Malkhi |
| 1997 | GUMP: Grand Unified Meta-Protocols Recipes for Simple, Standards-Based Financial Cryptography. | Barbara Fox, Brian Beckman, Daniel R. Simon |
| 1997 | Secure Netword Communications and Secure Store & Forward Mechanisms with the SAP R/3 System. | Bernhard Esslinger, Jrgen Schneider |
| 1997 | Anonymity Control in E-Cash Systems. | George I. Davida, Yair Frankel, Yiannis Tsiounis, Moti Yung |
| 1997 | Electronic Cash - Technology Will Denationalise Money. | David G. W. Birch, Neil A. McEvoy |